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✔We shop multiple insurance companies to find you the best price on Auto, Home, Life, Medicare, Pet Insurance and so much more.
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Proudly serving Vancouver WA, Portland OR, and surrounding communities.
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Most quotes delivered in minutes, not days.
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All your insurance in one place, with one agent
⭐ 5-Star Local Service
Helping families find better insurance coverage and lower premiums.
Auto • Home • Life • Medicare • RV • Boat • Classic Car • Floating Homes • Pethemes, go to Site Styles.
Tell me what coverage you’re looking for, and I'll do all of the shopping for you!
Get a Free Insurance Quote in Minutes
💰 Many clients save $300–$800 per year when we compare multiple carriers.
“Quotes typically returned within 15 minutes during business hours.”
How It Works
1️⃣ Request a Free Quote
Fill out the quick form in under 60 seconds.
2️⃣ We Compare Multiple Companies
We shop top carriers to find the best coverage and price.
3️⃣ Choose the Best Option
You pick the plan that fits your needs.
Our Insurance Services
Coverage Options to Protect What Matters Most
Life Insurance
Financial protection for your loved ones.
Renters / Condos Insurance
Protection for Renters & Condos including personal property coverage.
Why Clients Choose Downtown Insurance Pros
Compare Multiple Carriers
We shop multiple insurance companies to help you find the best combination of coverage and price.
Local, Personalized Service
Work directly with a local broker who understands the needs of families in Southwest Washington and the Portland area
Fast Quote Turnaround
Quote requests are reviewed quickly so you can get answers without the wait.
Coverage for More Than the Basics
Auto, home, life, Medicare, renters, boat, RV, classic car, and floating home coverage all in one place.
Compare Quotes From Trusted Insurance Companies
Downtown Insurance Pros works with 20+ highly rated insurance carriers, so we can find you the right coverage and price.
“Jennise made the entire process so easy. She compared multiple companies and saved us over $500 a year on our home and auto insurance!”
“Super responsive and very knowledgeable. Jennise found us better coverage for less money and explained everything clearly.”
“I love working with an independent broker who actually shops around for you. Great service and great rates!”
Jennise works for you, not the Insurance Company.
About Me
Hi, I’m Jennise, the founder of Downtown Insurance Pros. I became an independent insurance broker because I believe insurance should work for the client — not the insurance company.
As an independent broker, I’m able to shop multiple insurance carriers to find the best coverage and pricing for your specific needs. My goal is simple: help you protect what matters most while making the process easy, transparent, and stress-free.
I specialize in a wide range of coverage including auto, home, renters, life, Medicare, RV, boat, classic car, pet insurance, and more. Whether you’re looking for a new policy or just want a quick review to make sure you’re getting the best deal, I’m here to help.
What matters most to me is building real relationships with my clients. Insurance shouldn’t feel confusing or overwhelming — you should feel confident that someone is looking out for your best interests.
At Downtown Insurance Pros, you’re not just another policy number. You’re a valued client, and I’m here to make sure you have the protection and peace of mind you deserve.
What's New on the Blog!
How Much Does Floating Home Insurance Cost in Portland Oregon? (2026 Guide)
How Much Does Floating Home Insurance Cost in Portland Oregon? (2026 Guide)
Introduction
If you own or are considering buying a floating home in Portland Oregon, one of the most common questions is:
“How much does floating home insurance cost?”
The answer depends on several factors, including the type of floating home, location, coverage options, and the insurance company you choose.
In this guide, we’ll break down what affects the cost of floating home insurance in Portland and how to make sure you’re getting the best value for your coverage.
What Is the Average Cost of Floating Home Insurance in Portland Oregon?
Floating home insurance costs in Portland can vary quite a bit, but most homeowners can expect to pay anywhere from $800 to $2,500+ per year depending on their specific situation.
Because floating homes are considered specialty properties, pricing is often different from standard homeowners insurance policies.
The best way to get an accurate price is to compare quotes from multiple insurance companies, since rates and coverage options can vary significantly.
What Affects the Cost of Floating Home Insurance?
Several key factors impact how much you’ll pay for floating home insurance in Portland:
Location (Sauvie Island, Hayden Island, and river exposure)
Value of the home
Age and condition of the structure
Type and condition of the float system
Coverage limits and deductibles
Claims history
Weather and water exposure risks
Each of these plays a role in how insurance companies evaluate risk and determine your premium.
Why Floating Home Insurance Costs More Than Standard Home Insurance
Floating homes come with unique risks that traditional homes don’t have.
Insurance companies consider things like constant water exposure, structural differences, and specialized repair costs. Because of this, fewer insurance carriers offer coverage for floating homes, which can also affect pricing.
This makes it especially important to work with an independent insurance agent who can shop multiple companies and find the best fit for your situation.
How to Save Money on Floating Home Insurance
Even though floating home insurance can be more expensive, there are still ways to reduce your premium:
Increase your deductible
Bundle with other insurance policies
Maintain your floating home regularly
Shop multiple insurance companies
Review your policy annually for better options
Small changes can make a big difference in your overall cost.
Get Help Comparing Floating Home Insurance in Portland
If you’re looking for help comparing coverage options and pricing, visit our Floating Home Insurance in Portland Oregon page to get started with a free quote.
👉 (Link this text to your landing page: /floating-home-insurance-portland-oregon)
Final Thoughts
Floating home insurance is different from traditional homeowners insurance, and understanding the costs involved can help you make a more informed decision.
Whether you’re already living in a floating home or planning to buy one, having the right coverage in place is essential to protecting your investment.
Get a Free Floating Home Insurance Quote Today
At Downtown Insurance Pros, we specialize in helping floating home owners in Portland find the right coverage at the best price.
We shop multiple insurance companies so you don’t have to.
Request your free quote today and make sure your floating home is properly protected.
👉 Click here to learn more or to get your free insurance quote
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Insurance Broker Serving Washington & Oregon
Downtown Insurance Pros helps clients with:
Auto Insurance
Home Insurance
Life Insurance
Medicare Plans
Renters Insurance
and more!
Serving Vancouver WA, Portland OR and surrounding areas.
Office: Vancouver, WA & Portland, OR
Call 360-624-6430
Email: [email protected]
Site: downtowninsurancepros.com
