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We shop multiple insurance companies to find you the best price on Auto, Home, Life, Medicare, Pet Insurance and so much more.

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Proudly serving Vancouver WA, Portland OR, and surrounding communities.

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Most quotes delivered in minutes, not days.

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All your insurance in one place, with one agent

⭐ 5-Star Local Service
Helping families find better insurance coverage and lower premiums.

Auto • Home • Life • Medicare • RV • Boat • Classic Car • Floating Homes • Pethemes, go to Site Styles.

Tell me what coverage you’re looking for, and I'll do all of the shopping for you!

Get a Free Insurance Quote in Minutes

💰 Many clients save $300–$800 per year when we compare multiple carriers.

“Quotes typically returned within 15 minutes during business hours.”

How It Works

1️⃣ Request a Free Quote
Fill out the quick form in under 60 seconds.

2️⃣ We Compare Multiple Companies
We shop top carriers to find the best coverage and price.

3️⃣ Choose the Best Option
You pick the plan that fits your needs.

Our Insurance Services

Coverage Options to Protect What Matters Most

Coverage options for everyday drivers with competitive pricing.

Protection for homeowners including liability coverage.

Life Insurance

Financial protection for your loved ones.

Coverage options for vintage cars with competitive pricing.

Renters / Condos Insurance

Protection for Renters & Condos including personal property coverage.

Helping you compare Medicare Advantage and Supplement options.

Specialty vehicle coverage for all your recreational vehicles

Insurance options for unique waterfront homes.

Coverage options for your lovable pets

Why Clients Choose Downtown Insurance Pros

Compare Multiple Carriers

We shop multiple insurance companies to help you find the best combination of coverage and price.

Local, Personalized Service

Work directly with a local broker who understands the needs of families in Southwest Washington and the Portland area

Fast Quote Turnaround

Quote requests are reviewed quickly so you can get answers without the wait.

Coverage for More Than the Basics

Auto, home, life, Medicare, renters, boat, RV, classic car, and floating home coverage all in one place.

Compare Quotes From Trusted Insurance Companies

Downtown Insurance Pros works with 20+ highly rated insurance carriers, so we can find you the right coverage and price.

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Jennise works for you, not the Insurance Company.

About Me

Hi, I’m Jennise, the founder of Downtown Insurance Pros. I became an independent insurance broker because I believe insurance should work for the client — not the insurance company.

As an independent broker, I’m able to shop multiple insurance carriers to find the best coverage and pricing for your specific needs. My goal is simple: help you protect what matters most while making the process easy, transparent, and stress-free.

I specialize in a wide range of coverage including auto, home, renters, life, Medicare, RV, boat, classic car, pet insurance, and more. Whether you’re looking for a new policy or just want a quick review to make sure you’re getting the best deal, I’m here to help.

What matters most to me is building real relationships with my clients. Insurance shouldn’t feel confusing or overwhelming — you should feel confident that someone is looking out for your best interests.

At Downtown Insurance Pros, you’re not just another policy number. You’re a valued client, and I’m here to make sure you have the protection and peace of mind you deserve.

What's New on the Blog!

Floating homes on the river in Portland Oregon with insurance guide overlay

Floating Home Insurance in Portland Oregon: What You Need to Know (2026 Guide)

March 19, 20262 min read

Floating Home Insurance in Portland Oregon: What You Need to Know (2026 Guide)

Floating homes are a unique and beautiful way to live in Portland, Oregon, especially in areas like Sauvie Island, Hayden Island, and along the Columbia River. However, insuring a floating home is very different from a standard homeowners policy.

If you own or are considering buying a floating home, understanding your insurance options is essential.


What Is Floating Home Insurance?

Floating home insurance is a specialized type of coverage designed for homes built on water rather than land. Unlike traditional homeowners insurance, these policies account for risks such as water damage, mooring issues, and unique structural considerations.

Some policies may be written as modified homeowners insurance, while others may fall under marine or specialty coverage.


Why Floating Homes Require Special Coverage

Standard home insurance policies typically do not cover floating homes because they are not attached to land. This means you need a policy specifically designed for:

• Homes located on rivers or waterways
• Dock and moorage coverage
• Liability for water-related risks
• Weather and environmental exposure

Working with an insurance agent who understands floating homes is critical to getting proper coverage.


What Does Floating Home Insurance Cover?

Coverage can vary depending on the insurance company, but most policies include:

• Dwelling coverage (structure of the home)
• Personal property
• Liability protection
• Loss of use
• Optional flood or water damage endorsements

Each floating home community may also have specific insurance requirements.


How Much Does Floating Home Insurance Cost in Portland?

The cost of floating home insurance depends on several factors:

• Location (Columbia River, Willamette River, etc.)
• Age and condition of the home
• Value of the property
• Type of construction
• Claims history

Because floating homes are considered higher risk, premiums may be higher than traditional homes — but the right policy ensures full protection.


Best Insurance Options for Floating Homes

Not all insurance companies offer floating home coverage. Many require specialty carriers or brokers who can access unique markets.

Working with an independent insurance broker allows you to:

• Access multiple insurance companies
• Find specialty floating home policies
• Compare rates and coverage options


Get a Floating Home Insurance Quote in Portland OR

If you own or are buying a floating home in Portland, we can help you find the right coverage.

At Downtown Insurance Pros, we work with multiple insurance companies to find policies tailored specifically for floating homes.

👉Click here to learn more or to get your free quote today

floating home insurance portland oregonhouseboat insurance portlandfloating homes portland insurancesauvie island floating home insurancehayden island floating home insuranceportland waterfront home insurance
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Insurance Broker Serving Washington & Oregon

Downtown Insurance Pros helps clients with:

Auto Insurance

Home Insurance

Life Insurance

Medicare Plans

Renters Insurance

and more!

Serving Vancouver WA, Portland OR and surrounding areas.

Office: Vancouver, WA & Portland, OR

Call 360-624-6430

Site: downtowninsurancepros.com

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